Medications prescribed to treat a covered accident or illness are reimbursed; preventives usually need a wellness add-on.
Drugs prescribed for a covered condition — antibiotics after surgery, pain management, long-term medication for a covered chronic illness — are reimbursed at your plan's rate.
Routine preventives like flea/tick and heartworm medication are considered preventive care and typically require a wellness add-on.
Prescription diets may be partially covered when prescribed to treat a covered condition.
Long-term medication for a chronic illness is where coverage quietly saves the most. Estimate a year of costs before deciding.
Try next: Is pet insurance worth it? · Reimbursement calculator · Vet cost estimator
Medications prescribed to treat a covered accident or illness are reimbursed; preventives usually need a wellness add-on.
Yes. Pet insurance never covers pre-existing conditions, so enrolling while your pet is young and healthy is when coverage is broadest and cheapest.
After your deductible, the insurer reimburses your plan percentage (commonly 70%, 80%, or 90%) up to your annual limit. Use the reimbursement calculator to see the exact figure for any bill.