Bloodwork, X-rays, ultrasounds, and other diagnostics are covered when ordered to investigate a covered accident or illness.
Diagnostics tied to a covered condition — the tests that figure out what is wrong — are reimbursed at your plan rate after the deductible.
Tests done purely as routine screening (part of an annual wellness visit) are considered preventive care and usually need a wellness add-on.
For a serious illness, diagnostics alone can run into four figures, so this is meaningful coverage.
Diagnostics add up fast in a real illness. The reimbursement calculator shows your share of any bill.
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Bloodwork, X-rays, ultrasounds, and other diagnostics are covered when ordered to investigate a covered accident or illness.
Yes. Pet insurance never covers pre-existing conditions, so enrolling while your pet is young and healthy is when coverage is broadest and cheapest.
After your deductible, the insurer reimburses your plan percentage (commonly 70%, 80%, or 90%) up to your annual limit. Use the reimbursement calculator to see the exact figure for any bill.