Dental disease and injuries are often covered; routine cleanings usually require a wellness add-on.
Accident-and-illness plans typically cover dental work tied to disease or injury — extractions for periodontal disease, a fractured tooth, or oral infections — as long as it isn't pre-existing and you've met any dental requirements.
A routine, preventive cleaning under anesthesia (often $500–$1,500) is considered preventive care and is usually only covered if you add a wellness/preventive plan.
Many insurers also require proof of an annual dental exam or recent cleaning to keep dental illness coverage active, so read the dental clause carefully.
Check whether your plan covers dental illness and whether a wellness add-on is worth it for routine cleanings — the vet cost estimator shows typical dental prices.
Try next: Is pet insurance worth it? · Reimbursement calculator · Vet cost estimator
Dental disease and injuries are often covered; routine cleanings usually require a wellness add-on.
Yes. Pet insurance never covers pre-existing conditions, so enrolling while your pet is young and healthy is when coverage is broadest and cheapest.
After your deductible, the insurer reimburses your plan percentage (commonly 70%, 80%, or 90%) up to your annual limit. Use the reimbursement calculator to see the exact figure for any bill.