How much does bladder stone surgery cost?

Typical price range, what drives it, and what you'd pay with insurance.

Bladder stone surgery — typical cost

$800 – $2,000

National range for dog or cat. Your price varies by clinic, region, and severity.

With 80% insurance (after a $250 deductible) you'd pay about

$360 – $600

If it's a covered, non-pre-existing condition. The insurer reimburses the rest.

What is it?

Surgical removal of bladder stones (cystotomy), often with diagnostics and a special diet afterward.

What affects the cost

Number and size of stones
Diagnostics (X-ray/ultrasound)
Hospitalization
Special prescription diet after
Risk of recurrence

What you'd pay with pet insurance

Accident-and-illness pet insurance typically reimburses 70–90% of a covered bill after your deductible. For a $1,400 bladder stone surgery, an 80% plan with a $250 deductible would pay you back roughly $920 — as long as the condition isn't pre-existing. That's why enrolling before a problem appears matters so much.

Try next: Reimbursement calculator · Is pet insurance worth it? · Estimate another procedure

Cost ranges are national estimates compiled from veterinary teaching-hospital and pet-care financing references; individual prices vary widely. Not a quote or veterinary advice.

See all procedure costs →

Frequently asked questions

Bladder stone surgery typically runs $800–$2,000, depending on number and size of stones, your region, and the severity. Surgical removal of bladder stones (cystotomy), often with diagnostics and a special diet afterward.

Accident-and-illness insurance generally covers it when the condition is new (not pre-existing), reimbursing 70–90% after your deductible — roughly $360–$600 out of pocket on an 80% plan.

Get an itemized estimate, ask about general-practice vs. specialist pricing, consider care-financing options, and — before any problem starts — insure your pet so a future bill like this is largely reimbursed.